Mosaic Wealth Planner for Google Sheets

Wealth is the ability to fully experience life.
- Henry David Thoreau

Less stressing...
more living.

Planners trusted by over 8,000 wealth-builders around the world

FAST, easy budgeting with the Mosaic Wealth Planner for Google Sheets

Prioritize your goals

Multi-task your money

Remain exceptionally organized in under 2 hours per month

Reveal the “extra” in your budget that can be put towards freedom AND fulfillment

Wealth starts here.

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Meet Deanna.

SPREADSHEET

FEATURES

Drop all of your monthly/weekly bills, irregular bills, variable spending estimates, income details, automatic saving/investing on 1 setup tab and enjoy…

12 monthly dated money calendars with paydays highlighted and bills listed on the day they're due
Budgets prepped by paycheck with the expenses block already filled
Automatic saving/investing already incorporated into every budget
Expense trackers prepped by paycheck with drop-downs to quickly enter your spending; budgets will update automatically

Check out the FAQs below for specific breakdowns of what the setup tab can handle!

But wait,

We didn't stop there.

Step-by-step tutorials

Google Sheet instructional videos are included with your template purchase. They are page/tab specific, so you can quickly navigate to where you need additional guidance.

retirement planner

The Mosaic Wealth Planner for Google Sheets features a retirement planning tab that creates a visual timeline of your roadmap to retirement, taking into account inflation, expected returns, and anticipated spending.

annual dashboard

Enjoy auto-generated charts and summaries for all areas of your finances: income, investing, saving, debt payoff, fixed expenses, variable expenses, monthly spending breakdowns, and more!

Your Satisfaction is 100% Guaranteed For 30 Days

If after 30 days, you are not satisfied with the Mosaic Wealth Planning system, we will issue you a full refund.

Simply email support@raemichelleplanners.com with a screenshot of your setup tabs/pages, and we’ll return your original investment.

What people are saying...

This budget template has it all! It’s well thought out, laid out in an intuitive flow, and is very thorough in the categories and options. It’s easy to walk through each step and build a great budget no matter how often you get paid. Definitely worth the money and would recommend to all levels of people in their budget journeys.

Rachel, thank you, thank you, thank you for making this the easiest budget to navigate and use yet!!!! Now I will wait patiently for the next iteration of four budgets to a month (which works best for our household that gets paid weekly!) You are an excel/Google Sheets god!

Hi, I'm rachel.

When I set out to change my financial tide in 2016 following a costly divorce and years of careless spending, I struggled to find a system or template that was right for me.

I didn’t want to stop living while I was getting out of debt.

I didn’t want to narrow my money management down to only “wants” and “needs.”

I needed something durable and structured – a template that would allow me to live MY definition of a fulfilling life AND set me up for financial success in the future.

I couldn’t find it. So I built it.

The 8-Part Budget™ is at the heart of the Mosaic Wealth Planning system. It’s a checklist-style approach to personal/family finance that cuts out the guesswork.

It’s the same framework I used to pay off $74K of debt, cash-flow a dream wedding and honeymoon to the tune of $41K, invest $100K and even establish a four-figure college fund for our children, all in four years’ time.

Now I teach the 8PB to women and couples all around the world.

I want YOU to experience the magic, too!

Here’s to becoming HAPPY millionaires.

Begin planning today

Make 2025 the year you build a financial fortress!

Frequently asked questions

How quickly will I receive my template?

You’ll receive your digital download Google Sheet via email within 3-5 minutes of placing your order.

What exactly can I enter into the Google Sheet to automatically build a full year of budgets?

The setup designed is designed to handle UP TO:

— 25 budget categories (housing, transportation, dining out, etc.)
— 93 monthly bills
— 6 weekly bills (e.g. lawn care due every Thursday)
— 10 variable expense line items (dining, groceries, pet costs, fuel/tolls, etc.)
— 20 non-monthly bills (e.g. Amazon Prime due every Dec)
— 1 automatic emergency fund savings entry on a per-paycheck basis
— 4 additional automatic savings lines on a per-paycheck basis
— 5 automatic investing lines on a per-paycheck basis
— 3 automatic family investing lines (e.g. 529 contribution every paycheck)
— 2 automatic giving lines on a per-paycheck basis
— 15 debts
— 1 bi-weekly mortgage payment
— 3 additional income lines (can be monthly, semi-monthly, bi-weekly or weekly)

Does the Google Sheet support weekly budgeting?

At this time, the Mosaic Wealth Planner for Google Sheets only supports monthly, semi-monthly and bi-weekly budgeting.

However, due to community feedback, weekly budgeting is expected to be included in the next release (anticipated launch: fall 2025).

I see that you offer a Google Sheets version of the planner. How do I know which version is right for me?

If you already use paper-based organization solutions (daily planners, notepads, to-do lists, etc.), you’ll feel more comfortable implementing the hardcover Mosaic Wealth Planner into your daily routine.

If you plan to update on-the-go and prefer a highly automated budget system, the Google Sheet is a great match for you.

You can also bundle them to get the best of both worlds, save, AND unlock free shipping!

I budget alone. Is this a good system for me?

Definitely. Whether you budget alone, with another person or as a household, the Mosaic Wealth Planning system helps you organize your finances and reach your money goals.

I make less than $100K annually. Is this a good system for me?

An income of $100,000/year or more is certainly not a requirement to use the Mosaic Wealth Planner.

The framework was designed to help those who have discretionary dollars (“extra money”) every paycheck that they aren’t sure how to direct. Discretionary income is typically associated with higher incomes, but we recognize that isn’t always the case.

Bottom line – if you know you could benefit from organization and structure when creating a spend plan, the Mosaic Wealth Planner is an exceptional resource.

What if I don't like the Google Sheet and want to exchange for the planner. Can I do that?

We do not issue exchanges for Mosaic Wealth Planner products.

Please reach out to support@raemichelleplanners.com to share your experience, and we will do our best to make things right.

What month should I start?

Hardcover Mosaic Wealth Planners are undated, so you are free to start whenever you’d like!

The Google Sheet prompts you to select which year you’ll be using the template for, so the auto-generated charts and summaries are most helpful with a full year of data.

However, you can always budget for a partial year with the spreadsheet and download a fresh copy at year-end to start fresh. One purchase = unlimited downloads!