Excitement Peace Fulfillment

around money does exist.

It’s time to stop dreaming it and start building it.

Unlock your wealth potential without sacrificing what you love.

I’m bringing together 12 individuals/couples and teaching you how to master money from the ground up, WITHOUT deprivation at the helm.

Create a plan that’s perfect for YOU in just six weeks.

Next Cohort:
To be announced

Days
Hours
Minutes

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You're ready...

I know the feeling.

My personal "something's gotta give" moment was when I was divorced, paying alimony, living paycheck to paycheck and I was ready to step into a better version of myself.

I devoted hundreds of hours to learning about personal finance and investing, then I condensed the lessons into one checklist-style money management system.

I followed the blueprint and never looked back. My husband and I saw results FAST.

$74K of debt GONE, dream wedding and honeymoon CASH-FLOWED, $100K INVESTED – all in just 4 years’ time.

Here's what I learned:

YOUR MONEY WILL GLADLY GO EXACTLY WHERE YOU TELL IT TO

It is a terrible master but an excellent servant.

BUDGETING IS MISUNDERSTOOD AND HIGHLY UNDERRATED

Millionaires don’t balk at the habit of budgeting. That’s because it helped them get to where they are. The wealthy understand that a budget is a bridge, not a cage.

YOU TRULY CAN HAVE IT ALL

The healthy savings. The growing retirement accounts. The fully funded 2-week, stress-free vacation. The best sleep you’ve ever had because your financial fortress is impenetrable. 

The freedom to live YOUR dream lifeunapologetically


Introducing...

VIRTUAL GROUP COACHING

designed to take you from financial chaos to clarity in just six weeks

Focus areas:

01

mindset

Through exercises and reflection, I will help you uncover your money personality and beliefs. You’ll learn how to train your brain to highlight opportunity rather than struggle. 

02

framework

I will teach you the same methodology that propelled me from careless spender to investor and has helped thousands of people around the world transform their finances.

03

habits

It’s one thing to build a budget. It’s another to stick to one.

Learn and implement the routines that will keep your finances running like a well-oiled machine in under 2 hours per month.

04

tools

You’ll receive the Mosaic Wealth Planner in both hardcover and spreadsheet format so that you can effortlessly weave your wealth-building into your everyday life.

This is perfect for you if:

👉🏼 You want your finances to be organized and comprehensive but not a time-suck
👉🏼 You would love to direct those extra dollars every month with more intention
👉🏼 You enjoy learning alongside others with similar goals

We may not be a good fit if

✖️ You’re seeking a hands-off approach to budgeting. While you’re going to walk away with a rock-solid blueprint, YOU must be willing to put in the work in order to see results.
✖️ You want someone else in the driver’s seat. Coaching works best if you are flexible enough to take direction, but assertive enough to implement necessary changes.
✖️ You have an existing budgeting system and are looking for investment-focused instruction.

Program outline:

We’ll complete exercises to uncover your WHY, reveal your money personality, and outline your definition of a rich life.

Consider this roll-call. 

We’ll be listing all of your “money players” (everything from that Chase Sapphire card to your old employer’s 401k) and posturing your main checking/savings accounts for success under your new framework.

You’ll learn exactly where your money has been going.

We’ll use this spending analysis to create the expenses block of your budget.

Roll-call continues as you list all bills, subscriptions, and other payments that need to make their way onto your “money calendar.”

We must know where we are to better define where we’d like to go.

Your hard work during weeks 1-3 will allow you to set realistic goals and create a savings schedule. I’ll show you how to multi-task the excess money in your budget to reach your goals faster AND enjoy life along the way.

With your brand-new budget drafted, it’s time to execute.

We’ll establish your easy, fast tracking routine and I’ll share pro-tips on how to recalibrate if necessary.

“What if there’s money left over when the budget ends?”

You’ll learn how to direct leftover funds wisely and use your budget summaries to make adjustments where needed.

You’ll finish with

  • fully prepped, non-restrictive budgets for all of 2025
  • saving, investing and debt payoff roadmaps
  • a fresh approach to money management that will stand the test of time
  • complete understanding of all money coming in and going out
  • fierce alignment to YOUR definition of wealthy and the planning skills to bring it to life sooner rather than later

Some quick figures

3 months

average client timeline to credit card debt freedom

$27,000

Average Client Annual Savings

8k+

Wealth Planners Sold

100%

5-Star Client Rating

Meet the Instructor

3

Hey, I'm RACHEL

I’m a Certified Personal Finance Counselor® with a passion for educating. When I found myself at financial rock bottom, I longed for a system that felt effortless and well-balanced. I also refused to believe that wealth was out of my reach, despite years of careless spending, a costly divorce, and coming from humble beginnings.

When I couldn’t find the framework I wanted, I built it.

Now I teach The 8-Part Budget™ to an incredible community of nearly 100,000 future millionaires. My system is at the heart of every tool I build (and I do design/program all of them!). You’ll learn it and love it, too inside of Launchpad to Wealth. I can’t wait to see what you accomplish!

What's included:

Mosaic Wealth Planner
Hardcover and Google Sheet editions
Helpful How-To Videos
Backdoor Roth IRAs
Opening a high-yield savings account
Credit cards the healthy way
Integrating cash envelopes
30 minute 1:1 session
This check-in provides the perfect opportunity for individualized guidance or specific education.
BONUS
Finances of Homeownership Masterclass
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The investment:

$1,497
one-time payment

The first 3 members to be accepted and submit payment will receive an early-bird special of $200 off.

If I'm not able to guide you in building a financial roadmap that earns you back your coaching investment in the form of savings, dollars invested, or additional debt paid within 6 months, I'll issue you a full refund. No questions asked.

The process:

I. APPLY

II. IF ACCEPTED, SECURE YOUR SPOT WITH PAYMENT

III. RECEIVE YOUR WEALTH PLANNERS & WELCOME GIFT BOX

IV. ACCESS PROGRAM MATERIALS BEGINNING OCT 10

V. CONQUER YOUR FINANCES!

Common QUESTIONS:

Live sessions are held via Zoom, so you will need access to a computer with a webcam, Zoom software and a microphone. In order to use the Mosaic Wealth Planner for Google Sheets, you will need a gmail account. To connect with other members of the cohort, join our Discord server (highly recommended). All of these platforms are free.

Approximately 2-3 hours per week.

There will be pre-recorded videos to watch and specific exercises to complete each week prior to the live calls.

Live sessions will be held weekly (exact schedule TBD) and they are expected to be 45-90 minutes long.

The 6 live sessions will be scheduled once applications have closed and I’ve had a chance to review all members’ availability. My goal is to schedule the calls during times that suit as many members as possible.

While live sessions provide the best opportunity to learn and interact with other group members, it will be difficult to schedule all 6 calls at times that work for everyone. Live calls will be recorded and uploaded to the coaching program website, allowing you to view them independently.

I will be welcoming 12 members. If there is a high volume of applicants, the total student count may increase to 15.

There is one opportunity to receive individual coaching as part of the program. Each member of the cohort will be sent a scheduling link for a 30-minute 1:1 session with me. This link is valid for three months following the cohort start date.

On the cohort start date, you will receive an invitation to the Launchpad to Wealth FA2024 “course” on learn.raemichelleplanners.com. This course is the hub for all videos, Zoom links, and digital resources.

Recordings of the live sessions will be uploaded to the group “course.” You will have access to these recordings, all exercises, and all pre-recorded tutorials for one year following the cohort start date. Your Google Sheet is a digital resource that can be accessed at any time via your gmail account. 

Budgeting is the core of this program, but you are welcome to request that we cover investing during your 1:1 check-in. Please note that I am not a financial advisor and I cannot recommend specific investments. 

Any information shared during our coaching sessions is for educational purposes only. I am not a financial advisor or tax professional. Any investment products mentioned are for illustrative purposes only. It should not be construed as a recommendation to buy, sell, or transact in any of the financial products mentioned. Additionally, past performance does not guarantee future returns. I may share affiliate links with you for products and services that I personally trust and love (this will always be explicitly stated), and I may be compensated if you proceed to sign up or make a purchase through my link. This would be at no additional cost to you.