THE budgeting workbook for wealth-builders

Copy of BB Workbook Back in Stock (1)

The Ultimate Budgeting Tool

Organize your finances with 12 full months of budgeting pages

Stay motivated using built-in savings and debt payoff trackers

Manage your money with confidence knowing your template is already built with success in mind

Compare the 3 different versions:


(Shipped to You)
$ 49
  • 8.5x11 in., 3 lbs, metal spiral bound
  • Double paper pocket inside back cover
  • Includes 3 full sticker pages


(Digital Download)
$ 25
  • PDF of physical version
  • Designed to be printed from home double-sided
  • 261 pages


(Digital Download)
$ 30
  • Interactive PDF designed for Apple or Android tablets
  • Requires PDF annotation app like GoodNotes, Xodo, Notabilty, etc.
  • NOT print-friendly
  • Download includes 20+ high-res sticker images

All versions include:

For the women who want more.

More freedom. More promise for the future. More peace of mind.

Budgeting isn’t about crunching numbers and restricting yourself. It’s about building the life you’ve always dreamed.

Let today be the day you open the door to a brighter future!

Hi, I'm Rachel.

When I set out to change my financial tide in 2016 following years of careless spending, I struggled to find a system or template that was right for me.

I didn't want to stop living while I was getting out of debt.

I didn't want to narrow my money management down to only "wants" and "needs."

I needed something durable and structured...a template that would allow me to live MY fulfilling life and set me up for success in the future.

I couldn't find it. So I built it.

The Money Mantra™ is the framework at the heart of this workbook. It's a simple, sweet phrase that corresponds to the budget template I've used to pay off $100K of debt, cash flow a wedding and two vacations, and even establish a four-figure college fund for our children: all in three years' time.

Now I teach my system to women all around the world. I want to see YOU win, too!

Frequently Asked Questions

Physical: 3 pound, 12 month workbook that is SHIPPED.

Printable: PDF file of the physical workbook (excluding stickers) designed to be printed from home

Tablet: PDF file that MUST be used in PDF annotation apps like GoodNotes, Notability, Xodo, etc. It is NOT print-friendly.

The workbook is undated, so you can start any time of year!

Note: In the TABLET version, months are already labeled, but calendars inside are blank.

You can expect to receive your workbook within 7-14 days (domestic) and up to 21 days for international.

(Once you have placed your order, your workbook will ship within 3-5 business days. From there, shipping takes 2-8 business days.) 


Please note that import duties, taxes, and/or other charges are not included in the shipping prices. You should consult your customs office for details on such prices.

I realize this is quite an investment. As such, it is important that you review all details of the product prior to purchasing.

Unless you receive a damaged workbook, the sale is final, and no returns or exchanges will be granted.

If you purchase the digital version, please note that digital product sales are also final.

Beautiful Budget Shop Policy

The Money Mantra™ (now called The 8-Part Budget™ starting with the watercolor floral edition) is my signature budgeting framework. It is a one-of-a-kind template that directs your money in a specific order to help you build up savings, tackle debt ahead of schedule, invest, all while living YOUR fulfilling life.

This workbook is designed to accommodate beginners, seasoned budgeters, and experts alike. You’ll have everything you need to set goals, track your progress, reflect, course-correct, and SUCCEED. You just have to be willing to put in the effort!

Definitely. Whether you budget alone, with another person, or as a household, the Beautiful Budget Workbook™ helps you organize your finances and reach your money goals.

Yes. The workbook appendix features “cheat sheets” that will guide you through the primary budgeting pages. 

Additionally, Launchpad to Wealth is the e-course designed to accompany the workbook, and it launches Nov 26!

No. There are no specific currency symbols in the workbook.

I totally understand. A great way to gain exposure to my system is by following along with my daily content on Instagram. Check out the “Build my Beautiful Budget” highlight to see me walk through budgets I’ve made for REAL women in the BB community!

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