driven mama family CFO power couple solopreneur wealth builder


The New Watercolor Floral Beautiful Budget Workbook

Step into wealthier you.

Stop guessing and start living .

Do you find yourself guessing how much money you have, where it goes, and what to do next with it?

Do you feel tense or surprised when you check your bank accounts?

Are you frustrated because you make good money but have little to show for it?

Do you wish you could confidently: direct your money, invest for the future, and do the things you find fulfilling - all at once?

You need a roadmap on your financial journey. That's just what you'll find in the Beautiful Budget Workbook.

Learn and implement our revolutionary budgeting method, the 8-Part Budget™, so you can get back in the driver’s seat and have your money work for YOU, not the other way around.

Meet Heather.

Through the 8-Part Budget method, I realized where I was losing money and where I could be saving more which led me to the next step of investing. I now have a solid monthly budget that still allows for going out and having fun. We also have an emergency fund, a sinking fund and a vacation fund all filled plus over six figures invested, a Roth IRA with auto investments set to max out, we are saving for a down payment on a house and will be increasing our investments.

Without starting and trusting the 8PB and Rachel, I never would have been able to accomplish all of that. I am organized and confident on where our money is going. 


Former nurse, now stay at home mom

Workbook Sizes/Formats




Annual membership breakdown
(charged once and does NOT automatically renew)

Our memberships are designed
to help you get the most out of your new workbook
and posture yourself for long-term financial success!


  • Self-Paced Lessons:

    What is the 8-Part Budget?

    Complete Worksheet Walkthrough

    "Before the Budget" Pro-Tips

    Create your Ready-to-Implement Budget

    Budget Upkeep
  • Exclusive Community Access


$ 129
  • Everything in Seed plan, PLUS
  • Self-Paced Lessons:

    Debt Payoff Strategies

    Smart Saving

    Investing Basics

    Four Comprehensive Example Budget Walkthroughs
  • Bonus Module: Cash Envelopes

Best Value!


$ 299
  • Everything in Seed and Bloom plans, PLUS
  • Self-Paced Lessons:

    The Finances of Homeownership

    Earn Income Passively with Digital Products

  • Peek inside Rachel's portfolio and watch her perform a Backdoor Roth IRA conversion

  • Bonus E-Book: Financial Independence/Retire Early - What is FI/RE and How do I Reach It?
  • 1:1 Coaching Invitation (coaching is priced separately)

Why pursue a membership?

Tap each tab to learn more!

I know what it's like to feel stuck.

Hi, I’m Rachel.

In 2016, I found myself living paycheck to paycheck after years of careless spending and a terrible money mindset following divorce. 

And the truth is…I was making good money as a young Air Force officer and I DID have a budget.

What I was missing was intention. My spreadsheet was crunching numbers but I wasn’t directing my money with goals, my future, and my fulfillment in mind. I was going through the motions.

When I finally reached my breaking point, I knew I needed something crisp, fluff-free, and it’d be an added bonus if it were pretty and customizable. Nothing came close.

When I couldn’t find the framework I needed…I built it.

In a matter of months, my debt was paid off ahead of schedule, I was better prepared for emergencies, and I started investing. Now, my family is on track to retire early as multi-millionaires.

The 8-Part Budget™ (formerly called The Money Mantra), directs your money in a winning order every single time you’re paid. No more wondering what comes next. No more forgetting about the big picture.

I want to help you change the tide just like I did. Are you ready?

When you implement the 8-Part Budget in your own finances, here's the kind of transformation you could have:

You'll go from this:

to this:

Meet Deanna.

I am so grateful for this resource! I have increased my investing, retirement planning, and decreased pointless spending I was doing previously. It has also largely helped me to have money stashed away during this time when our economy is more unstable. I also largely appreciate that these products have helped me budget for enjoyable things in my life. I do not feel deprived, I just feel more responsible and intentional with my assets. Thank you Rachel for making a resource that is beautiful and helps people like myself who have no financial planning background to make more intentional financial decisions for myself and my business for the future!



What You'll Learn

Your membership includes financial education that you’d normally spend hours searching for and sifting through on the Internet. It’s the stuff that’ll finally move the needle for you on your wealth building journey.

You’re going to be THAT girl in the friend group who’s making waves and moving forward every single day. Your next (gorgeous) chapter starts here.

SEED membership

Adopting the 8-Part Budget™

Questions you’ll be able to answer:

But it doesn't have to stop there...

Upgrade your membership to gain access to even more course material and offers!


The Big Picture: Budget to Invest

Questions you’ll be able to answer:
ALL questions in Seed, plus


The Multi-Tasking Money Maven

Questions you’ll be able to answer:
ALL questions in Seed and Bloom, plus

AND you’ll receive an exclusive invitation for 1:1 coaching, not offered anywhere else on the BB platform.

Note: coaching programs are priced separately.

Satisfaction Guarantee

The 8-Part Budget is revolutionizing the way women manage money. We’re confident that the tools and education provided to you in our memberships will positively impact your money management – so confident that if you don’t feel more comfortable with budgeting and see improvement in your finances within 30 days, we will issue a full refund. Simply email support@beautiful-budget.com to tell us your experience.

Your tribe is ready to welcome you.

The exclusive, member-only BB community is a safe space to talk money and connect with like-minded women from around the world.

There is room for all of us at the top. 


I see you're still reading...maybe you have questions!

Please allow 2-5 business days for your order to be processed for shipping. Once your order has shipped, you will receive tracking details via email. Domestic shipping takes 2-7 business days, while international shipping typically takes 7-14 business days. 

International orders do not include duties or taxes. Such fees are due upon customer’s receipt.

When coupled with a membership, the Beautiful Budget Workbook comes with a 30-day money back guarantee. Following this 30-day period, no refunds/returns/exchanges will be granted.

Read our full shop policy here.

Immediately upon purchasing, you’ll receive login information for members.beautiful-budget.com.

When you log in, you’ll find all tutorial videos and tools applicable to the membership you purchased.

You can also download the Kajabi app to access all of your membership content and the BB Community right from your phone!

To renew your annual membership, simply purchase a workbook from your member portal (at an exclusive, member-only price)!

If you let your membership expire past the 365 days, you will need to purchase a membership at full price again to rejoin.

Launchpad to Wealth students have lifetime access to their course material (which includes instruction taught using the teal edition of the Beautiful Budget Workbook). You will still be able to access all of the videos and digital resources.

Additionally, LW students will be automatically added to the highest membership tier, Garden, for one year (begins Aug 26, 2022). Garden and LW are nearly identical, but the Garden membership will include instruction that features the watercolor floral edition of the Beautiful Budget Workbook. Garden also includes exclusive 1:1 coaching opportunities.

The only thing LW students will need to purchase separately, if desired, is a new watercolor floral workbook. Simply select “No membership” at checkout.

The 8-Part Budget is universally applicable, and we’re always seeking to make the course material as inclusive as possible.

About 5% of the material found in the membership plans is U.S.-specific. This is mainly account types and names. All else would be relevant no matter where you reside.

Definitely. The 8-Part Budget accommodates personal, couples, and family budgeting. There is course material in all plans that covers how to best approach the framework based on the number of stakeholders in your budget.

Absolutely! This will be a menu option in your membership portal.

You are not excluded from wealth.

Your beautiful budget is the bridge to the life of your dreams.

There is no other program out there – specifically designed for women – that includes an all-in-one, planner + course + community solution. 

Let today be the day you commit to a brighter financial future. I can’t wait to welcome you inside.



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