Mosaic Wealth Planner - Hardcover - Rae Michelle Planners

Wealth is the ability to fully experience life.
- Henry David Thoreau

Less stressing...
more living.

Planners trusted by over 8,000 wealth-builders around the world

It's time to cut the guesswork out of your finances.

Prioritize your goals

Multi-task your money

Remain exceptionally organized in under 2 hours per month

Reveal the “extra” in your budget that can be put towards freedom AND fulfillment

Planners ship within 2 business days!

Wealth starts here.

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Meet Deanna.

Planner features

Undated Pages

Start right where you are and enjoy 12 full months of budgeting pages.

Balanced, comprehensive budgeting

Brilliantly multi-task your money using our groundbreaking framework, the 8-Part Budget™.

Wealth mindset journal prompts

Begin each month with reflection and a reminder to focus on gratitude and cultivating abundance.

What people are saying...

The organization and ease of using this planner instilled a complete mindset change for me. And wow, this new planner is a step change above even what you did last year. I have zero negative feedback about this planner. If you’re waffling, get it, you won’t regret it.

I'm down on one knee... ready to commit to this budget for life! I purchased the original planner ~3 years ago and loved it. I eventually moved over to the spreadsheet system via Google Sheets in order to have a more automated system. Low and behold... that didn't work for me. Turns out, I am a pen and paper girl! This GORGEOUS, sturdy, lovely planner will be my constant companion. Putting a ring on it!

Your Satisfaction is 100% Guaranteed For 30 Days

If after 30 days, you are not satisfied with the Mosaic Wealth Planning system, we will issue you a full refund.

Simply email support@raemichelleplanners.com with a screenshot of your setup tabs/pages, and we’ll return your original investment.

Meet the creator

Hi, I'm rachel.

When I set out to change my financial tide in 2016 following a costly divorce and years of careless spending, I struggled to find a system or template that was right for me.

I didn’t want to stop living while I was getting out of debt.

I didn’t want to narrow my money management down to only “wants” and “needs.”

I needed something durable and structured – a template that would allow me to live MY definition of a fulfilling life AND set me up for financial success in the future.

I couldn’t find it. So I built it.

The 8-Part Budget™ is at the heart of the Mosaic Wealth Planning system. It’s a checklist-style approach to personal/family finance that cuts out the guesswork.

It’s the same framework I used to pay off $74K of debt, cash-flow a dream wedding and honeymoon to the tune of $41K, invest $100K and even establish a four-figure college fund for our children, all in four years’ time.

Now I teach the 8PB to women and couples all around the world.

I want YOU to experience the magic, too!

Here’s to becoming HAPPY millionaires.

Begin planning today

Make 2025 the year you build a financial fortress!

Frequently asked questions

What if I'm not sure how to fill in the pages?

Step-by-step tutorial videos are included and can be found at https://learn.raemichelleplanners.com.

Assistance is also just a message away at support@raemichelleplanners.com.

I see that you offer a Google Sheets version of the planner. How do I know which version is right for me?

If you already use paper-based organization solutions (daily planners, notepads, to-do lists, etc.), you’ll feel more comfortable implementing the hardcover Mosaic Wealth Planner into your daily routine.

If you plan to update on-the-go and prefer a highly automated budget system, the Google Sheet is a great match for you.

You can also bundle them to get the best of both worlds! You’ll save when you purchase the tools together AND you’ll unlock free shipping!

How quickly will I receive my planner?

Planners ship within 2 business days from Lindon, UT.

All domestic orders ship via USPS Ground Advantage, which takes 4-7 business days to be delivered.

Do you ship internationally?

Yes!

Please note that import duties, taxes, and/or other charges are not included in the shipping price. You should consult with your customs office for details on such prices.

I budget alone. Is this a good system for me?

Definitely. Whether you budget alone, with another person or as a household, the Mosaic Wealth Planning system helps you organize your finances and reach your money goals.

I make less than $100K annually. Is this a good system for me?

An income of $100,000/year or more is certainly not a requirement to use the Mosaic Wealth Planner.

The framework was designed to help those who have discretionary dollars (“extra money”) every paycheck that they aren’t sure how to direct. Discretionary income is typically associated with higher incomes, but we recognize that isn’t always the case.

Bottom line – if you know you could benefit from organization and structure when creating a spend plan, the Mosaic Wealth Planner is an exceptional resource.

What month should I start?

Hardcover Mosaic Wealth Planners are undated, so you are free to start whenever you’d like!

The Google Sheet prompts you to select which year you’ll be using the template for, so the auto-generated charts and summaries are most helpful with a full year of data.

However, you can always budget for a partial year with the spreadsheet and download a fresh copy at year-end to start fresh. One purchase = unlimited downloads!