Mosaic Wealth Planner Flip-Throughs

Why does it work? 👉🏽 Increased awareness and focus 👉🏽 Accountability 👉🏽 Decreased reliance on heuristics The most successful people are trackers. Measure it so you can master it. #financetips #financegoals #budgetcoach #budgetplanner

The formula I use/teach instead: Expenses ➡️ Emergency Fund ➡️ Extra Debt Payments ➡️ Investing ➡️ Saving ➡️ Investing for kids/giving ➡️ Family fun money ➡️ Individual fun money Every single time you get paid. The point is not to fill every section every time. The point is to follow the roadmap in this order every time. Don’t guess your next best move. Don’t jump ahead. Go in order and I assure you things will start to turn in your favor. For this to work, you must routinely review your expenses to ensure you’re within reason (looking at you massive car loan and monstrous mortgage). You’ll see me list streaming subscriptions here in the budget because they have replaced cable and don’t wreck budgets in cases where income > expenses. If you don’t scrutinize that first block, this system becomes an enabler. But if you do, you position yourself to be highly intentional with your money and build a bridge to wealth. You start accomplishing amazing things. 👉🏽 I share budget walk-throughs every Wednesday showcasing the 8-Part Budget™️. REAL numbers from REAL people. See you there 🖤 Rooting for you, Rachel budgeting for beginners | budget planner | how to budget | personal finance | saving | investing | financial independence retire early

Your budget needs these 8 sections, in order👇🏽 1. Expenses: fixed and variable (fixed are bills/those with a due date and variable are those that change month to month like groceries and dining out) 2. Emergency Fund Contribution 3. Extra debt payments: crush high-interest debt as fast as you can 4. Investing 5. Saving (4 & 5 may flip from time to time and that’s okay) 6. Investing for your family/Giving 7. Fulfillment Portfolio™️ at the family level (date night, renovating the kitchen) 8. Fulfillment Portfolio™️ at the individual level (hobbies, gifts for friends, etc.) —————- Budgeting should not involve guesswork. The 8-Part Budget™️ is comprehensive, value-based budgeting done RIGHT. I have this system to thank for taking us from negative 5-figure net worths to being on track to retire by 45. And you can do it, too! #budgettemplate #budgetspreadsheet #budgetingforbeginners #budgetingisfun #wealthplanner #wealthbuilding #financialindependenceretireearly #familyfinance #momswhobudget

Her foundation will be ROCK SOLID. 😤 ***Income clarification: $2,850 take home + stipends! Millionaire in the Making episode 5! This one is full of gems: 👉🏽 emergency fund calculations + planning 👉🏽 how she can balance investing with a LARGE savings goal 👉🏽 investing order of operations 👉🏽 the role of a taxable brokerage in her lineup 👉🏽 cutting 8-10 YEARS off of her expected retirement age 🤩 all in 26 minutes 😏 🎥 See the full video on the red play button app! Link is on my page. #financialliteracy #financialindependenceretireearly #budgetspreadsheet #budgetplanner #organizedmom #budgetcoach #budgetingisfun #wealthplanner #womenintech #womeninfinance #wealthmindset #howtobudget #howtoinvest #retireearly

Build the foundation with the bricks you have. Then worry about more. #financegoals #budgeting101 #howtobudgetandsave #budgetplanner